Fees & Out-of-Network Reimbursement
Investing in Deep, Grounded Psychological Care
Choosing a private-pay therapy practice ensures that your care remains completely confidential, highly personalized, and free from the restrictions imposed by insurance companies.
Investment & Fees
- Individual Psychotherapy Session (60 minutes):
$200- While the standard clinical session is 50 minutes, I provide a full 60-minute hour to ensure our depth work is never rushed.
- Initial Clinical Consultation (15 minutes):
Complimentary
Payment is due at the time of service. I accept all major credit cards, debit cards, and HSA/FSA (Health Savings Account) cards.
Out-of-Network Insurance Reimbursement
While I do not bill insurance companies directly, many insurance plans offer Out-of-Network (OON) benefits that reimburse a significant portion of your session costs (often 50% to 80% after your deductible is met).
How It Works:
- You pay for your session upfront: $200 at the time of service.
- I provide a Superbill: At the end of each month, I provide you with an itemized receipt (a “Superbill”) through your secure client portal.
- You submit for reimbursement: You upload the Superbill to your insurance provider (or via a reimbursement service like Mentaya or Reimbursify), and they send reimbursement directly to your bank account.
Pro Tip: To find out what your specific plan covers, call the member services number on the back of your insurance card and ask:
- “Do I have out-of-network benefits for outpatient mental health?”
- “What is my out-of-network deductible, and has it been met?”
- “What percentage of the session cost is covered for CPT code 90837 (50-minute psychotherapy)?”
Why Choose Private Pay over In-Network Insurance?
- Total Privacy & Confidentiality: Insurance companies require a formal psychiatric diagnosis on your permanent medical record and can audit your clinical notes at any time. Private pay keeps your records strictly between us.
- No Arbitrary Session Limits: Insurance companies often restrict the number of sessions allowed or demand proof of “medical necessity.” Private pay allows us to determine the duration and depth of your work based entirely on your unique goals.
- Specialized, Unhurried Care: Without the administrative burden of insurance billing, my time and energy remain 100% focused on providing high-level depth psychology and somatic integration tailored to you.